Episode 780
Why Smart Investors Are Becoming the Bank | Eddie Speed
Eddie Speed explains why note investing is outperforming rentals, how investors become the bank, and why seller financing is the next shift.
In this episode of RealDealChat, Jack Hoss sits down with Eddie Speed, founder of NoteSchool, to break down why note investing and seller financing are rapidly outperforming traditional rental properties in today’s market.
Eddie explains why rising expenses, compressed cap rates, and stagnant rents are breaking the rental model—and how investors are pivoting by becoming the bank instead. He shares how landlords, realtors, and investors can transition from owning rentals that barely cash flow to holding performing notes generating double-digit returns with far fewer headaches.
The conversation dives deep into:
- Why rentals are producing 4% while notes can produce 9–12%
- How seller financing creates instant liquidity
- Turning landlords into “mini mortgage banks”
- Why rate cuts don’t fix rental math
- How stress-testing strategies prevents catastrophic losses
- Blockchain, automation, and the future of mortgage notes
- Why mentorship compresses decades of learning into months
If you’re a real estate investor questioning your current strategy—or searching for safer, more scalable cash flow—this episode is a must-watch.
👉 Learn more about Eddie’s training: https://noteschool.com/realdeal
👉 Build investor systems & automation: https://realdealcrew.com
⏱️ Timestamps
00:00 – Why rentals are breaking down
01:00 – Notes vs rentals: the math investors ignore
02:45 – Becoming the bank (simple explanation)
04:30 – Why investors must change strategies
06:15 – From rental portfolios to note portfolios
08:15 – Creating instant liquidity with seller financing
10:00 – Is this a shiny object—or a real shift?
11:45 – Why rate cuts won’t fix rental cash flow
13:30 – The real estate quadrants reexamined
15:30 – Appreciation vs cash today
18:30 – Stress-testing strategies before investing
21:00 – Mentorship & compressing time
23:30 – Avoiding another “job” in real estate
25:45 – First mortgage example explained
27:30 – Why seller financing is exploding now
30:00 – Technology, automation & blockchain
33:00 – Conveyor-belt systems for scaling notes
35:30 – Rapid Fire: lies, books & time-saving tools
#NoteInvesting #SellerFinancing #EddieSpeed #RealDealChat #RealEstateInvesting #PassiveIncome #CashFlowStrategy #BecomeTheBank #InvestorMindset
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